Smart Investing

Financing Made Easy —
Even from Abroad

Explore U.S. real estate opportunities with flexible loans available to international investors.

Your Gateway to American Real Estate

U.S. Loans – Accessible to Everyone

Even Non-U.S. Citizens get U.S. Loans.

  • Open to everyone – even non-U.S. citizens
  • Broad selection of loan types tailored to your needs
  • Fair, transparent terms with no hidden surprises
  • Apply and manage everything conveniently from Germany, Austria, or Switzerland
  • Attractive interest rates starting around 3.5%, depending on the loan structure
  • Start financing your U.S. investment property with confidence and ease!
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Get More Property for Your Money

Invest Smart in the U.S.

U.S. properties offer excellent value and higher returns.

  • Outstanding value with strong price-performance
  • Independent property appraisals ensure a secure and fair purchase
  • Up to 4x higher returns: lower purchase prices and reduced maintenance costs
  • Take advantage of the (still) highly favorable exchange rate
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Even More Advantages

The Big Benefits of U.S. Real Estate

Maximize returns with minimal effort – that’s smart investing!

✅ Accelerated Wealth Building

U.S. tenants help repay your loan

💰 No Hidden Costs

Gross rent equals net rent (no utility bills or tenant deductions)

📄 Simple Tax Filing

One-day tax return with no paperwork required

📉 Low Taxes

Just 10–15% on profits, with generous deductions

🏠 Legal & Financial Security

Full legal ownership with property title in your name.

🤝 Professional Support

End-to-end assistance from experienced local partners: legal, tax, property management

📈 Long-Term Value

Strong U.S. market fundamentals with long-term growth potential

🚪 Low Entry Barriers

Financing available—even without U.S. residency or credit history

from Germany, Switzerland, or Austria!

Manage All Your U.S. Transactions

YOU CAN ACCESS U.S. LOANS EVEN WITHOUT:

  • U.S. citizenship, Green Card, U.S. residency, or a visa
  • Age limits – loans available even if you’re over 70
  • Life insurance requirements
  • Permanent employment – freelancers, self-employed, and retirees welcome
  • Credit checks with Schufa – even if you have existing loans or mortgages in your country
  • Traveling to the United States – everything handled remotely

Financing Essentials

Loan Requirements

What international buyers need to qualify for U.S. real estate financing.

  • Valid passport or international ID (a U.S. visa is a plus)
  • Minimum equity of €50,000 — varies based on purchase price and financing plan
  • Documentation such as bank statements and proof of income — requirements vary by lender
  • Willingness to open a U.S. bank account
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Which U.S. Loan Is Right for You?

Loan Types for Every Investor

Flexible options based on your needs, age, and goals.

Conventional Loan

Low equity, simple approval process

Senior Loan

For those 65+, with flexible terms

Long-Term Loan

Spread payments over 20–30 years

Interest-Only Loan

Pay interest only, keep cash flow high

Jumbo Loan

For projects from $510K to $10M

Hard Money Loan

Fast approval with minimal paperwork

Business Loan

For income-producing properties

Refinancing

Restructure debt or pull equity

HOW TO GET A LOAN AS NON U.S. CITIZEN

These Factors Shape Your Loan Terms Equity Contribution:

We recommend a minimum of 30% of the purchase price as down payment.

  • Interest Rate Lock:
    Choose from 3 to 10 years fixed, with loan terms up to 30 years.
  • Cash Reserves as Security:
    Available cash reserves can strengthen your loan application.
  • Prepayment Options:
    Loans can include or exclude prepayment penalties for early repayment.
  • Purchase Option:
    A buy-down option to further reduce your interest rate.

These key factors have a major impact on your loan conditions.
Choose wisely to get the best deal!

Start Now

it's easy as 1, 2, 3

Your Easy 3-Step U.S. Loan & Property Purchase Process

1

Apply for Your U.S. Loan

🎯 Set your goals: What, why, where, how much?
📝 Fill out your loan application and submit documents
📩 Receive and compare personalized loan offers

2

Choose Your Loan & Property

🔍 Review and select the best loan terms
✅ With loan approval, choose your U.S. property
🖊 Sign the purchase contract

3

Closing & Key Handover

💵 Make your down payment and arrange a property inspection
🛡 Set up insurance and get a professional appraisal
✅ Final loan approval and funds disbursed
🔑 Ownership transferred and keys handed over

Contact Me

Make Your Money Great Again

Looking to secure a U.S. loan as a foreign investor?

My book guides you step-by-step through the U.S. lending process and the full home-buying journey. From understanding foreign-investor requirements to avoiding costly mistakes, it gives you the confidence to finance and purchase your U.S. home the right way.

Get More Information